:root{--navy:#0b1d39;--red:#d51f36;--steel:#5d6b7e;--line:#dfe4eb;--paper:#f7f8fa;--ink:#18283f}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;font-family:'Inter',Arial,sans-serif;color:var(--ink);line-height:1.62;background:#fff}
a{color:var(--navy)}.top{border-bottom:1px solid var(--line);background:#fff}
.nav{max-width:1080px;margin:auto;padding:14px 20px;display:flex;align-items:center;gap:18px}
.brand{font-family:'Barlow Condensed',Arial,sans-serif;font-size:31px;font-weight:800;text-decoration:none;color:var(--navy);line-height:1}.brand b{color:var(--red)}
.navlinks{margin-left:auto;display:flex;gap:17px;align-items:center;font-size:13px;font-weight:700}.navlinks a{text-decoration:none}.cta{background:var(--red);color:#fff!important;padding:9px 13px;border-radius:8px}
.hero{background:linear-gradient(180deg,#f5f7fb,#fff);border-bottom:1px solid var(--line)}.wrap{max-width:980px;margin:auto;padding:34px 20px}
.crumb{font-size:12px;color:var(--steel);margin-bottom:12px}.kicker{font-size:11px;color:var(--red);font-weight:800;text-transform:uppercase;letter-spacing:1.1px}
h1{font-size:40px;line-height:1.05;color:var(--navy);margin:5px 0 10px;letter-spacing:-1.1px}h2{font-size:23px;color:var(--navy);margin:29px 0 8px}h3{color:var(--navy)}
.lead{font-size:17px;max-width:780px}.cardgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:18px}
.card{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff}.card h3{margin:0 0 5px}.card p{font-size:13px;color:var(--steel)}
.btn{display:inline-block;background:var(--red);color:#fff!important;text-decoration:none;border-radius:8px;padding:10px 13px;font-weight:800}
.callout{background:var(--paper);border:1px solid var(--line);border-left:5px solid var(--red);border-radius:10px;padding:16px 18px;margin:17px 0}
.article-meta{font-size:12px;color:var(--steel)}.postlist article{padding:17px 0;border-bottom:1px solid var(--line)}.postlist h2{margin:0 0 5px}.postlist p{margin:4px 0;color:var(--steel)}
.sitefoot{margin-top:38px;background:#08182e;color:#dce5f1}.sitefoot .wrap{padding-top:22px;padding-bottom:24px}.footlinks{display:flex;gap:10px 18px;flex-wrap:wrap;margin:8px 0}
.footlinks a{color:#fff;text-decoration:none;font-weight:700;font-size:12px}.small{font-size:11px;color:#aebacc;line-height:1.5}
@media(max-width:720px){.nav{display:block;padding:12px 15px}.brand{font-size:29px}.navlinks{margin:10px 0 0;gap:10px 13px;flex-wrap:wrap;font-size:11px}.wrap{padding:25px 16px}h1{font-size:31px}.lead{font-size:15px}.cardgrid{grid-template-columns:1fr}}

/* V3.8.5 unified site navigation */
.lf-top{border-bottom:1px solid var(--line,#dfe4eb);background:#fff;position:relative;z-index:1000}
.lf-nav{max-width:1080px;margin:auto;padding:12px 16px;display:flex;align-items:center;gap:16px}
.lf-brand{font-family:'Barlow Condensed','Arial Narrow',Arial,sans-serif;font-size:31px;font-weight:800;text-decoration:none;color:var(--navy,#0b1d39);line-height:1;white-space:nowrap}
.lf-brand b{color:var(--red,#d51f36)}
.lf-desktop{margin-left:auto;display:flex;align-items:center;gap:16px;font-size:12px;font-weight:700}
.lf-desktop a{text-decoration:none;color:var(--navy,#0b1d39)}
.lf-desktop .lf-cta{background:var(--red,#d51f36);color:#fff;padding:8px 11px;border-radius:8px}
.lf-menu-btn{display:none;margin-left:auto;width:40px;height:38px;border:1px solid var(--line,#dfe4eb);border-radius:8px;background:#fff;align-items:center;justify-content:center;cursor:pointer}
.lf-menu-btn span,.lf-menu-btn:before,.lf-menu-btn:after{content:"";display:block;width:19px;height:2px;background:var(--navy,#0b1d39);border-radius:2px;position:absolute}
.lf-menu-btn{position:relative}.lf-menu-btn:before{transform:translateY(-6px)}.lf-menu-btn:after{transform:translateY(6px)}
.lf-mobile-menu{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--line,#dfe4eb);border-bottom:1px solid var(--line,#dfe4eb);box-shadow:0 10px 24px rgba(11,29,57,.12);padding:10px 15px}
.lf-mobile-menu.on{display:block}.lf-mobile-menu a{display:block;padding:10px 4px;text-decoration:none;color:var(--navy,#0b1d39);font-size:13px;font-weight:700;border-bottom:1px solid #eef1f5}
.lf-mobile-menu a:last-child{border-bottom:0}.lf-mobile-menu .lf-cta{margin-top:5px;background:var(--red,#d51f36);color:#fff!important;border-radius:8px;padding:10px}
.lf-foot{margin-top:38px;background:#08182e;color:#dce5f1}
.lf-foot .lf-foot-wrap{max-width:1080px;margin:auto;padding:22px 16px 24px}
.lf-foot-links{display:flex;gap:9px 16px;flex-wrap:wrap;margin:9px 0}.lf-foot-links a{color:#fff;text-decoration:none;font-weight:700;font-size:11px}
.lf-foot-small{font-size:10.5px;color:#aebacc;line-height:1.5}
@media(max-width:760px){
  .lf-nav{padding:11px 14px}.lf-brand{font-size:29px}.lf-desktop{display:none}.lf-menu-btn{display:flex}
}


/* V4.1 responsive static pages */
@media(min-width:700px){
  body{background:#f4f6f9}
  .top,.lf-top{background:#fff}
  .wrap{max-width:920px}
  .hero .wrap{padding-top:38px;padding-bottom:32px}
  .sitefoot .wrap,.lf-foot-wrap{max-width:1000px}
}
@media(min-width:1100px){
  .wrap{max-width:1120px}
  .hero .wrap{padding-top:48px;padding-bottom:38px}
  .grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start}
  .content{min-width:0}
  .side{width:auto;max-width:none}
  .cardgrid{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media(min-width:1450px){
  .wrap{max-width:1220px}
}