LoanFight — We Fight. You Win.
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Whether you're buying, refinancing, investing, building, or renovating, we'll help you explore the right financing options — in about a minute.

Welcome to LoanFight.
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Learn About CreditVantageScore 4.0, FICO, utilization, inquiries and mortgage scoring. Mortgage Denied?Find out whether you hit a program rule, a lender overlay, or a fixable issue. Mortgage InsightsGuideline changes, appraisal updates, scenarios and Q&A. Loan ProgramsExplore residential, investor, renovation, commercial and specialty financing options. CalculatorsEstimate payments, affordability, equity and refinance options. Real-World ScenariosSee how different borrower, property and income situations can be structured.
Since 2002
20,000+People Helped
100+Lending Partners
Residential · Investor · Commercial
LOANFIGHT™
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LOANFIGHT™
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About Us

We Fight. You Win.

Since 2002, LoanFight has been connected to mortgage lending across residential, non-QM, investor, and commercial financing, with a long history of helping borrowers connect with lending sources. The goal is to identify the programs most likely to fit your scenario before you waste time in the wrong box.

2002
LoanFight founded
20,000+
People helped
100+
Historical lending partners
LoanFight is not a direct lender. We do not fund loans or set rates. We match your situation to lending partners across our network, each licensed and approved for the products they offer.

One network, every product

Every lender has its own credit box, documentation rules, property limits, pricing, and overlays. A scenario that does not fit one lender may still fit another program or another lender — which is why comparing the structure matters.

Working across a broad lending network lets us compare agency, government, non-QM, investor, and commercial options instead of assuming one lender's answer is the final answer.

Home loans — Conventional through Fannie Mae and Freddie Mac, plus FHA, VA, and USDA.
🧾 Self-employed — Bank statement, profit and loss, 1099, and asset depletion programs.
Equity — Cash-out refinance, fixed second mortgages, and HELOCs.
📈 Investor — DSCR, no-ratio, portfolio, and short-term rental financing.
Build & renovate — Fix and flip, bridge, and ground-up construction.
Commercial — Multifamily, mixed use, retail, industrial, land, and farm.

Who we are

LoanFight started in 2002, built on experience across residential, investment, and commercial mortgage lending.

Nearly all of the business comes from referrals, which only happens one way: by telling people the truth about their file, even when the truth is not what they were hoping to hear.

The deals others pass on

Experience helps you recognize the kinds of scenarios where a different program or lender can make the difference:

✅ A refinance with lower credit can still have options when equity, ratios, automated underwriting, and the complete file support it.
✅ Some FHA lending partners will consider lower credit scores than many retail lenders, subject to FHA rules, lender overlays, and full underwriting.
✅ Some investor programs can use current value after recent improvements or entity transfers, while others impose seasoning — matching the lender to the timeline matters.
✅ Asset-based and no-ratio investor programs can sometimes solve files where vacancy, documentation, credit, or DSCR makes a traditional rental loan difficult.

Knowing which lender says yes to a file like yours, before you apply anywhere, is the part that saves you weeks.

LoanFight™ is a trademark. LoanFight is not a direct lender and does not fund loans, issue loan commitments, or set rates. All financing is provided by independent lending partners, each licensed and approved for the products and states in which they operate. Equal Housing Opportunity.
Calculators
Programs
🔍
Tap any underlined term for a plain-English explanation.
Program availability, terms, and guidelines vary by lender and by state, and change often. Nothing here is an offer or a commitment to lend.