John Yurkovich
“Mr. Mortgage Lender” · Founder of LoanFight™
LoanFight began in 2002 with a simple idea: help borrowers understand their financing choices and connect with lending sources that actually fit the deal. That experience now drives LoanFight's educational tools, real-world scenarios, mortgage insights and lending-partner network.
One network, every product
Every lender has its own credit box, documentation rules, property limits, pricing and overlays. A scenario that does not fit one lender may still fit another program or another lender entirely — which is why comparing structure matters more than comparing a single quote.
Working across a broad lending network lets us compare agency, government, non-QM, investor and commercial options instead of assuming one lender's answer is the final answer.
Agency & Government
Conventional through Fannie Mae and Freddie Mac, plus FHA, VA and USDA.
Alternative Documentation
Bank statement, profit and loss, 1099 and asset depletion programs.
Second Liens & Cash-Out
Cash-out refinance, fixed second mortgages and HELOCs.
Rental Financing
DSCR, no-ratio, portfolio and short-term rental programs.
Construction
Fix and flip, bridge and ground-up construction.
Commercial Real Estate
Multifamily, mixed use, retail, industrial, land and farm.
Who we are
LoanFight started in 2002. Mr. Mortgage Lender is the person behind it, with experience across residential, investment and commercial mortgage lending.
Nearly all of the business comes from referrals, which only happens one way: by telling people the truth about their file, even when the truth is not what they were hoping to hear.
The deals others pass on
Experience helps you recognize the scenarios where a different program or a different lender changes the outcome:
- A refinance with lower credit can still have options when equity, ratios, automated underwriting and the complete file support it.
- Some FHA lending partners will consider lower credit scores than many retail lenders, subject to FHA rules, lender overlays and full underwriting.
- Some investor programs can use current value after recent improvements or entity transfers, while others impose seasoning — matching the lender to the timeline matters.
- Asset-based and no-ratio investor programs can sometimes solve files where vacancy, documentation, credit or DSCR makes a traditional rental loan difficult.
Knowing which lender says yes to a file like yours, before you apply anywhere, is the part that saves you weeks.
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